Uninsured
South Dakota / Nebraska / Wyoming
Uninsured Motorist Coverage
If a driver who does not have insurance coverage strikes you, you can bring a claim under your uninsured motorist coverage. Uninsured motorist coverage is your vehicle insurance coverage protecting you and passengers when you are involved in a vehicle collision with a driver who does not have auto insurance who is at fault for a collision. In some states including South Dakota, uninsured motorist coverage is required on your purchased auto policy; in some other states it is optional.
Uninsured motorist coverage is often abbreviated “UM” on an insurance policy; sometimes called uninsured motorist bodily injury coverage, or “UMBI”; and sometimes in policies it is also referred to as uninsured/underinsured motorist protection.
If you or a passenger are injured in a collision caused by an uninsured driver, a claim can be made against applicable uninsured motorist coverage for damages including, but not limited to, medical bills, future medical care, lost income, pain and suffering, permanency of injury, and other damages. Make sure you know if you have applicable uninsured motorist coverage to pursue and the full claim that can be pursued for your injuries if an uninsured motorist has injured you.
Moore Faust Injury Law Group will provide you, free of charge, a confidential consultation regarding the merits and value of your injury claim. This consultation is based on the specifics of your individual claim regardless of where you are in the claim process. During the consultation we allow and encourage you to ask any questions you may have regarding your claim.
Don't Go it Alone
If you or a loved one has been involved in an auto accident, you need the assistance of an auto accident lawyer if another driver caused the accident and you or your family member suffered injury or damage to your property. Insurance adjusters work for the insurance company and will attempt to save that insurance company as much money as possible.
Internal studies of the insurance companies studies have shown that when an accident victim is being assisted by an attorney, the average payout is approximately three times in comparison to when the accident victim attempts to represent him or herself.
No-Cost Review of Your Claim
Contact an experienced attorney to evaluate your claim. Call Moore Faust Injury Law Group.