Medical Bills and future medical care

When you suffer an injury in a vehicle collision, managing the resulting medical bills is often your most immediate concern. Moore-Faust Injury Law Group guides you through every option for covering these expenses and ensures we include them as a core part of your claim for damages.

Options for covering your medical expenses

Regardless of who caused the accident, we help you identify and utilize every available resource to pay for your care:

• Medical payments coverage (MedPay): We review your auto insurance policy—and the policy of the vehicle you were in—to determine if MedPay is available. This coverage pays for injury-related bills immediately, up to your policy limits.

• Health insurance: We encourage you to use your private health insurance, Medicare, Medicaid, Indian Health Services (IHS), or OYATE. Many clients hesitate to use these benefits, fearing it will complicate their settlement. We manage the paperwork and ensure these programs work in your favor.

• Alternative care solutions: If you lack health insurance, we help you explore alternative ways to secure the medical treatment you need to recover.

Understanding responsibility and subrogation

While the negligent driver is ultimately responsible for your damages, you are generally responsible for your medical bills until your case settles. If your health insurance or MedPay covers these costs upfront, they often have a right to subrogation.

Subrogation allows an insurance provider to seek reimbursement from your final settlement for the bills they paid on your behalf. We specialize in managing these “liens” and reimbursement requests. Our goal is to protect your interests by reducing or eliminating the amount you must repay, leaving more of the settlement in your pocket.

Protect your settlement

Insurance companies and healthcare providers (like hospitals or ambulance services) often send letters or file liens to claim a portion of your recovery. Do not respond to these requests alone. We guide you through these legal requirements to ensure you comply with your policy without compromising your claim.

Schedule your free consultation

Don’t let medical debt overwhelm you while you try to heal. Contact Moore-Faust Injury Law Group today for a free, no-obligation consultation. We will evaluate your case and build a strategy to handle your bills and maximize your compensation.