MEDICAL PAYMENTS COVERAGE

Medical Payments Coverage—commonly known as MedPay—is an optional addition to your auto insurance policy that covers “reasonable and necessary” medical treatments following a vehicle accident. Because MedPay applies regardless of who caused the collision, it serves as a vital resource for immediate financial relief.

What MedPay covers

Depending on your specific policy limits, MedPay can cover a wide range of expenses, including:

• Ambulance fees and emergency room care

• Hospital stays and surgical procedures

• Radiology and diagnostic imaging

• Physical therapy and chiropractic services

In South Dakota, MedPay is optional, with coverage limits typically ranging from $5,000 to $10,000. While this coverage provides immediate help, keep in mind that your insurance provider may seek reimbursement through subrogation if you later receive a settlement from the at-fault party.

Protecting your financial well-being

Understanding how MedPay interacts with your health insurance and your overall injury claim is crucial. We help you navigate these various layers of coverage to ensure you make the best decisions for both your health and your financial future.

Get a FREE injury claim review

The legal team at Moore-Faust Injury Law Group offers a confidential, no-cost consultation to evaluate your claim. Whether you recently experienced an accident or are already negotiating with an insurance adjuster, we provide a clear assessment of your case’s value.

We encourage you to ask questions and gain a full understanding of your legal options. Our goal is to help you navigate the claims process with confidence and ensure you receive the full compensation you deserve.