FREQUENTLY ASKED QUESTIONS

When someone’s negligence causes you harm—whether through a car accident, a workplace injury, or a slip and fall—you can file a personal injury claim. This legal action demands that the responsible party pays for the damages they caused.

We pursue your medical bills and future care costs as part of your claim against the person who caused the accident or their insurance provider. While your own insurance might cover initial costs, they will seek reimbursement from the negligent party’s insurer once we settle your case.

No. You choose your doctor, and you control your medical care. The insurance company cannot dictate your treatment. However, you must prove that your treatment directly relates to the injuries you sustained in the accident.

Yes. We help you recover compensation for any time you missed at work. This includes reimbursement for the sick leave or vacation days you were forced to use during your recovery.

You still have options. South Dakota law requires every auto policy to include uninsured motorist coverage. This means your own insurance company steps in to cover your damages even if the other driver failed to carry insurance.

Insurance companies know you can easily estimate the cost of a bumper, but they count on you not knowing the true value of your physical and emotional suffering. Because injury claims cost them significantly more than property damage, their primary goal is to limit their financial loss—not to pay you what you deserve.

No. The insurance adjuster works for the insurance company, not you. They receive a paycheck to protect their employer’s bottom line. Their job is to settle your claim for the lowest amount possible.

Yes. If you go it alone, you face professional adjusters who are trained to minimize your payout. They win when you lose. An attorney levels the playing field, protecting you from tactics designed to save the insurance company money.

No; a great attorney is an investment, not a cost. We work on a contingency fee, meaning we only get paid if we win your case. Because an experienced attorney identifies all available damages and fights for the maximum value, clients typically walk away with more money in their pocket than if they had represented themselves.