Accidents happen when we least expect them, and even the most experienced drivers can find themselves in a collision. Whether it’s a minor fender bender or a more serious crash, knowing what to do immediately afterward can make a significant difference in your safety, legal standing, and peace of mind. Here are the top five things you should do if you’re involved in a motor vehicle accident.
1. Ensure Safety First
The first and most important step after an accident is to ensure the safety of everyone involved. If possible, move your vehicle out of traffic to a safe location, such as the side of the road or a parking lot. Turn on your hazard lights to alert other drivers of the situation. If anyone is injured, call emergency services immediately. Even if injuries aren’t immediately apparent, it’s wise to call for medical assistance, as some injuries may not be obvious right away.
Important: If the accident is severe and moving your vehicle might cause further injury or damage, leave it where it is and wait for emergency services to arrive.
2. Call the Police
Regardless of the severity of the accident, it’s crucial to involve the police. A police report provides an official account of the accident, which can be essential for insurance claims and any potential legal actions. When the police arrive, provide them with an accurate and honest account of what happened. Avoid admitting fault or making statements that could be interpreted as an admission of guilt.
Pro Tip: If the police cannot come to the scene due to the accident’s minor nature, you can file a report at a local police station. Be sure to document this process and keep a copy of the report.
3. Document the Scene
Gathering detailed information at the scene is vital for insurance and legal purposes. Use your smartphone to take photos of the vehicles involved, any visible damage, license plates, and the surrounding area. Make sure to get wide-angle shots as well as close-ups. If there are skid marks, road signs, or other relevant details, document those as well.
Exchange contact and insurance information with the other driver(s), including names, phone numbers, addresses, driver’s license numbers, and insurance policy numbers. If there are any witnesses, collect their contact details too.
4. Notify Your Insurance Company
Report the accident to your insurance company as soon as possible. Provide them with all the necessary information, including the police report number, photos, and contact details of the other parties involved. Many insurance policies require prompt reporting, and delays could potentially affect your coverage or claims process.
Remember: Be honest with your insurance company. Withholding information or providing false details can lead to complications with your claim.
5. Seek Medical Attention
Even if you feel fine immediately after the accident, it’s advisable to see a doctor. Some injuries, like whiplash or concussions, may not show symptoms until hours or even days later. A medical professional can assess your condition and provide documentation of any injuries related to the accident, which can be crucial for insurance claims or legal proceedings.
Bonus Tip: Keep all records of your medical visits, prescriptions, and any other related expenses. This documentation will be important if you need to file a personal injury claim.
Conclusion
Being involved in a motor vehicle accident is stressful, but knowing what steps to take can help you manage the situation effectively. Prioritize safety, document everything, and follow the necessary legal and insurance procedures to protect yourself and others involved. By following these five steps, you can navigate the aftermath of an accident with confidence and clarity.
To learn more about motor vehicle accidents, please contact the attorneys at Moore-Faust Injury Law Group. Learn how they can help you here.
