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Social Security Disability (also known as SSDI or Social Security Disability Insurance) and SSI (Supplemental Security Income) are two separate disability programs that operate under the control of the Social Security Administration. Social Security Disability provides benefits to disabled individuals and, in some cases, their disabled adult children, on the basis of insured coverage that has been earned via work credits. SSI, on the other hand, provides benefits to disabled minor children as well as individuals who were previously insured for SSDI, but whose coverage for Social Security Disability Insurance has lapsed.
Additional differences between SSDI and SSI include the fact that eligibility for SSI is means-tested (you cannot have assets exceeding $2000 and a spouse’s income will also be used — the exact term is “deemed” — to determine basic eligibility). Additionally, SSI carries Medicaid benefits while Social Security Disability recipients are eligible for Medicare two years after their date of entitlement has been established.
However, aside from these differences, Social Security Disability and SSI are essentially the same. And, in fact, when it comes to the medical evaluation of a disability case, there is absolutely no difference between the programs. That is, claims for the Social Security Disability and SSI are processed in exactly the same way. Individuals, of course, who are disabled, should immediately contact the local social security office for the purpose of initiating a claim for disability benefits.
The disability can be the result of an injury from an automobile accident, motorcycle accident, truck accident, bus accident, pedestrian accident, slip & fall accident or any accident causing disabling injury. The disability may also be as the result of an illness or both an injury and illness. The injury or illness may be of physical or psychological nature.
NOTE: Pain plays only a minor role in the Social Security disability process. Under the Social Security system pain is not a sufficient condition to award disability benefits. There must be objective and documented evidence to support disability payments. In the government handbook, DISABILITY EVALUATION UNDER SOCIAL SECURITY, the following criteria set forth permanent disability resulting from pain:
The amount of time it takes for an application to be approved or denied varies, depending on the level of the process at which the award is made. In 2006, there were 2,532,264 applications for SSDI. As of March 31, 2007, the number of pending applications (or “backlog”) was 1,463,153. Experts have asserted that this backlog is being caused by the increase in applicants, the increase in retiring SSA workers, the inability of the SSA to replace the retiring workers and budget limitations.
The Social Security Administration estimates that the initial benefits application will take 90-120 days, but in practice filings can take up to eight months to complete. The appeals process for denied filings can likewise take 90 days to well over a year to get a hearing, depending on caseloads.
Most Social Security offices do claims-related business by appointment. You can apply (“file”) for benefits in person or by mail or by phone.
You can apply for Social Security Disability online by filling out the Social Security Benefit Application.
There is also an Adult Disability and Work History report you can fill out online.
If you prefer not to apply over the Internet you can apply over the phone by calling the toll-free number, 1-800-772-1213, Monday through Friday 7 a.m. to 7 p.m. EST.
You can also apply in person at your local Social Security Administration office.
Copyright © 2023 MooreFaust - All Rights Reserved. A P.L.C. Moore-Faust Injury Law Group is a South Dakota Professional Law Corporation of Lawyers (Attorneys) registered with the South Dakota Secretary of State, practicing primarily in South Dakota, limiting their law practice primarily to claims against insurance companies, negligent individuals, and entities arising out of automobile accidents, truck accidents, bus accidents, pedestrian accidents, slip / trip and fall accidents, and wrongful death claims. A P.L.C. Moore-Faust Injury Law Group does not provide services relating to the diagnosis or treatment of injuries and their services are not endorsed by any medical doctor or doctors.
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